PROPERTY BLOG
Advice and news on property financing

Meet Prêt Immo at Home Expo 2026 in Luxembourg
From 8 to 11 October 2026, the entire Prêt Immo team will be attending Home Expo 2026, a major event dedicated to housing and property projects in Luxembourg. Throughout the four-day event, the entire Prêt Immo team will welcome you

Bridging loan in Luxembourg in 2026: can you buy before selling your property?
Are you already a homeowner and have found your next property, but your current home has not yet been sold? This situation can quickly become complicated: should you wait until the sale is completed and risk losing the new property,

Mortgage with a fixed-term contract in Luxembourg in 2026: is it possible?
Mortgage with a fixed-term contract in Luxembourg in 2026: is it possible? Are you planning to buy an apartment or house in Luxembourg but currently have a fixed-term employment contract? Without a permanent contract, it can be easy to assume

The keys to a successful loan application
As a brokerage firm, we understand how daunting a loan application can be for private individuals. With good preparation and the right advice, however, you can considerably increase your chances of having a loan approved and of securing favourable terms.

How much can you borrow on €5,000 a month in Luxembourg in 2026?
On an income of €5,000 a month, how much can you actually borrow to buy a flat or a house in Luxembourg? The question sounds simple, but the answer depends on many factors. Your salary is of course an essential

Mortgages in Luxembourg: should you borrow over 20, 25 or 30 years in 2026?
When preparing to buy a property in Luxembourg, the interest rate naturally attracts all the attention. Yet another factor can have a considerable impact on your financing: the term of the mortgage. Should you borrow over 20 years to limit

How much deposit do you need to buy a property in Luxembourg in 2026?
Would you like to buy a house or a flat in Luxembourg but do not know how much of a personal deposit to plan for your mortgage? It is one of the first questions to ask yourself before you start

How much do you need to earn to borrow €500,000 in Luxembourg in 2026?
Borrowing €500,000 in Luxembourg is today a fairly common property project given the level of market prices. But what salary do you actually need to obtain a mortgage of that size? And above all, how do Luxembourg banks determine your

Buying a property in Luxembourg in 2026: the 10 steps to a successful project
Buying a property in Luxembourg remains a major undertaking that calls for careful preparation. Between finding the home, arranging the financing, the available support and the administrative steps, it is easy to feel lost. The good news: by following a

Bëllegen Akt 2026: how to save up to €45,000 on your property purchase
Introduction Buying a property in Luxembourg is a major investment. Beyond the price of the home, future owners also have to allow for several additional costs, including registration duties. These can quickly amount to several tens of thousands of euros

Booster fir de Wunnengsbau: the 7 measures set to change the Luxembourg property market in 2026
The Luxembourg property market is about to enter a significant new phase. In order to support housebuilding, make home ownership easier and encourage investment, the Luxembourg Government has presented a package of measures called “Booster fir de Wunnengsbau”. This plan,

How do you get the best mortgage rate in Luxembourg in 2026? The strategies that really make a difference
Obtaining a favourable mortgage rate can mean a substantial saving on the total cost of a loan. On financing of several hundred thousand euros, a difference that looks small can have a significant impact on the repayments and on the
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