As a brokerage firm, we understand how daunting a loan application can be for private individuals. With good preparation and the right advice, however, you can considerably increase your chances of having a loan approved and of securing favourable terms.
On an income of €5,000 a month, how much can you actually borrow to buy a flat or a house in Luxembourg? The question sounds simple, but the answer depends on many factors. Your salary is of course an essential
When preparing to buy a property in Luxembourg, the interest rate naturally attracts all the attention. Yet another factor can have a considerable impact on your financing: the term of the mortgage. Should you borrow over 20 years to limit
Would you like to buy a house or a flat in Luxembourg but do not know how much of a personal deposit to plan for your mortgage? It is one of the first questions to ask yourself before you start
Borrowing €500,000 in Luxembourg is today a fairly common property project given the level of market prices. But what salary do you actually need to obtain a mortgage of that size? And above all, how do Luxembourg banks determine your
The Luxembourg property market is about to enter a significant new phase. In order to support housebuilding, make home ownership easier and encourage investment, the Luxembourg Government has presented a package of measures called “Booster fir de Wunnengsbau”. This plan,
Obtaining a favourable mortgage rate can mean a substantial saving on the total cost of a loan. On financing of several hundred thousand euros, a difference that looks small can have a significant impact on the repayments and on the
Being turned down for a mortgage can feel as though an entire project is collapsing. After months of searching, viewings and preparation, a bank’s negative answer is often hard to understand. Yet a refusal does not necessarily mean that your
Buying a first property is a major step in life. Many borrowers wonder whether it is possible to buy with no personal deposit. Depending on your situation and the terms offered by our partner banks, certain 100% financing solutions can
How about starting the year with a good resolution? How about starting the year with a good resolution? Make your dream of owning a home in the Grand Duchy come true! Plenty of schemes can help you. And so can
The Luxembourg property market is constantly evolving, and financing models are keeping pace to meet buyers’ varied needs. Among the latest innovations in financing is the emergence of novel solutions such as reverse mortgages for older people and new forms
Every life project — whether buying your first home, acquiring a new car or even financing your dream holiday — often begins with a need for financing. This is where your credit score comes in, playing a central part in
