Are you planning to buy an apartment or house in Luxembourg but have limited savings? One question quickly becomes important: is it possible to get a mortgage without a down payment? Having no down payment does not necessarily mean that
Have you found an apartment listed at €500,000, €700,000 or €900,000? The price shown in the property listing does not necessarily represent the total budget you will need to become a homeowner. When buying a property in Luxembourg, several expenses
Are you already a homeowner and have found your next property, but your current home has not yet been sold? This situation can quickly become complicated: should you wait until the sale is completed and risk losing the new property,
Mortgage with a fixed-term contract in Luxembourg in 2026: is it possible? Are you planning to buy an apartment or house in Luxembourg but currently have a fixed-term employment contract? Without a permanent contract, it can be easy to assume
As a brokerage firm, we understand how daunting a loan application can be for private individuals. With good preparation and the right advice, however, you can considerably increase your chances of having a loan approved and of securing favourable terms.
On an income of €5,000 a month, how much can you actually borrow to buy a flat or a house in Luxembourg? The question sounds simple, but the answer depends on many factors. Your salary is of course an essential
When preparing to buy a property in Luxembourg, the interest rate naturally attracts all the attention. Yet another factor can have a considerable impact on your financing: the term of the mortgage. Should you borrow over 20 years to limit
Would you like to buy a house or a flat in Luxembourg but do not know how much of a personal deposit to plan for your mortgage? It is one of the first questions to ask yourself before you start
Borrowing €500,000 in Luxembourg is today a fairly common property project given the level of market prices. But what salary do you actually need to obtain a mortgage of that size? And above all, how do Luxembourg banks determine your
The Luxembourg property market is about to enter a significant new phase. In order to support housebuilding, make home ownership easier and encourage investment, the Luxembourg Government has presented a package of measures called “Booster fir de Wunnengsbau”. This plan,
Obtaining a favourable mortgage rate can mean a substantial saving on the total cost of a loan. On financing of several hundred thousand euros, a difference that looks small can have a significant impact on the repayments and on the
Being turned down for a mortgage can feel as though an entire project is collapsing. After months of searching, viewings and preparation, a bank’s negative answer is often hard to understand. Yet a refusal does not necessarily mean that your
