Your property financing, made simple.
Mortgage broker in Luxembourg
Prêt Immo is your mortgage broker in Luxembourg. We guide you through finding and negotiating your property financing with our partner banks, from assessing your borrowing capacity right through to completing your purchase.
- 5/5 on Google
Our process
The stages of your financing
1. Calculating your borrowing capacity
2. Searching for your financing
Once your preliminary contract is signed, we put your application together and approach our partner banks to find the financing solutions that suit your situation.
3. Putting the banks in competition
4. Presenting the financing solutions
Mortgage rates in Luxembourg
Solutions tailored to your project
From 4.07%
From 3.29%
mortgage luxembourg
Why use a mortgage broker?
Time saved
We simplify your paperwork and bring all your correspondence together.
Money saved
We negotiate the best terms with our partner banks.
Support
Expertise
Peace of mind
You move forward with clear, structured support.
Free of charge
Pret immo in figures
Fast response
TOPICS
Explore our different subjects
First-time buyer
Discover the essentials for a successful first property purchase and understand the options for 100% financing.
Borrowing capacity
Calculating your borrowing capacity lets you prepare your property budget with greater peace of mind.
Mortgage rates
Buy-to-let investment
Works & renovation
Discover home improvement loan solutions and the grants available for energy renovation, such as the Klimabonus.
Our client reviews
They trust us with their property project.
Why not you?
mortgage luxembourg
Our solutions
FAQ
Your frequently asked questions
In our FAQ section you will find the answer to a number of frequently asked questions.
Can a property be financed at 100%?
Yes, in certain cases it is possible to obtain financing of up to 100% of the property price, particularly for first-time buyers. The conditions depend mainly on your financial situation, your job stability and the type of property project. The additional costs may, however, remain payable by you depending on the application and the terms applied by our partner banks.
What is the Bëllegen Akt?
* The “Bëllegen Akt” tax credit: it allows the registration and transcription duties to be deducted up to a ceiling of €40,000 per person (i.e. €80,000 for a couple). The amount is deducted directly by the notary at the signing.
* A concrete example: for the purchase of a property at €600,000, the 7% duties come to €42,000. Thanks to the maximum tax credit of €40,000, you pay only €2,000 in registration duties.
What is the difference between a fixed and a variable rate?
When should a financing assessment be started?
It is advisable to start a financing assessment even before you begin your property search. It tells you your borrowing capacity, allows you to set a realistic budget and helps you move forward with greater peace of mind. Once the preliminary contract is signed, the application can then be put to our partner banks in order to find the most suitable financing solution.
Why go through a broker?
