The role of the broker
Why use a mortgage broker?
Pret Immo supports you with your property project and helps you find the financing solutions suited to your situation, thanks to our brokers’ expertise.
PROPERTY FINANCING
What is the role of a mortgage broker?
A broker’s role is to support borrowers in the search for property financing and to analyse the solutions offered by our partner banks.
Pret Immo supports you in particular with:
- the assessment of your situation,
- the calculation of your budget,
- the analysis of your borrowing capacity,
- approaching the partner banks,
- and comparing the financing solutions.
The aim is to help you move forward more confidently with your property project.
The advantages
The advantages of personalised support
Time saved
We simplify your paperwork and bring together all your dealings with our partner banks.
Money saved
We put the banks in competition with one another to find the best financing terms.
Support
A single point of contact guides you through your financing assessment and the whole process.
FIRST-TIME BUYERS & FINANCING
100% financing, Bellegen Akt and grants
In certain cases, some banks may offer 100% financing depending on your situation and your property project.
The Bellegen Akt also reduces part of the costs of acquiring a main residence, subject to certain conditions.
A personalised assessment allows you to examine the solutions suited to your profile and the schemes potentially applicable to your project.
The Bellegen Akt also reduces part of the costs of acquiring a main residence, subject to certain conditions.
A personalised assessment allows you to examine the solutions suited to your profile and the schemes potentially applicable to your project.
FREQUENTLY ASKED QUESTIONS
Your questions about the broker's role
Can a broker replace a bank?
No, the broker supports borrowers in the search for financing and the analysis of the solutions offered by our partner banks.
Is there a charge for using a broker?
Pret Immo supports borrowers in their search for property financing with no brokerage fee for the borrower.
Why go through a broker rather than contacting a bank directly?
A broker allows you to compare several financing solutions according to your situation and your property project.
When should you contact a mortgage broker?
We recommend carrying out a financing assessment before starting your property search.
PROPERTY FINANCING
An assessment tailored to your situation
Every property project has its own specifics.
Depending on your situation, various factors need to be taken into account:
Depending on your situation, various factors need to be taken into account:
- the borrowing capacity,
- the type of financing,
- the additional costs,
- the personal deposit,
- and the choice of rate type.
The choice between a fixed rate, a variable rate and a reviewable fixed rate depends mainly on your financing strategy and your property project.
Let's talk about your property project
Book an appointment with a Pret Immo adviser to obtain a personalised financing assessment and move forward with confidence in your property project.