Buying a property in Luxembourg remains a major undertaking that calls for careful preparation. Between finding the home, arranging the financing, the available support and the administrative steps, it is easy to feel lost. The good news: by following a
Obtaining a favourable mortgage rate can mean a substantial saving on the total cost of a loan. On financing of several hundred thousand euros, a difference that looks small can have a significant impact on the repayments and on the
First-time buyers are still entitled to 100% While certain limits now apply to mortgages, households buying their first home — as a main residence — can still finance up to 100% of the property’s value. With the economic consequences of
After two difficult years, 2025 could well be the year the Luxembourg property market recovers. Between the extension of tax measures and the fall in interest rates expected thanks to the ECB, the signals in favour of renewed activity are
Falling interest rates: the ECB eases the pressure — an opportunity for property in Luxembourg? After several consecutive increases, the European Central Bank (ECB) finally decided in October to cut its interest rates, a relief for borrowers and investors. With
A recap of the new 2024 measures introduced by the government to revive the property market To maintain some momentum in the Luxembourg property market, the government has introduced incentives that concern first-time buyers and investors alike. So whether you
With the property crisis dragging on, a new trend is emerging: becoming the owner of your home… while leasing the land under a long lease. It is worth understanding this arrangement properly, having so far been largely the preserve of
The publication in June, just before the summer break, of the Grand Duchy’s property market statistics had dampened spirits. For the first quarter of 2023, compared with the first quarter of 2022, the figures showed a collapse in the number
A first in eighteen months. The European Central Bank has decided not to raise its key interest rates. A welcome pause for prospective property buyers. The Governing Council of the European Central Bank decided at its latest meeting not to
The publication in June, just before the summer break, of the Grand Duchy’s property market statistics had dampened spirits. For the first quarter of 2023, compared with the first quarter of 2022, the figures showed a collapse in the number
Buying a home is a long-term commitment, but it is often the result of an opportunity not to be missed. You think you have found the house or flat of your dreams, but rising mortgage rates are making you hesitate?
How to build a home savings plan into a financing arrangement The financing model used by home savings institutions differs from conventional loans, which is why we would like to explain here how it works. Arrangement fees and account management
