PROPERTY BLOG
Advice and news on property financing
How do you get the best mortgage rate in Luxembourg in 2026? The strategies that really make a difference
Obtaining a favourable mortgage rate can mean a substantial saving on the total cost of a loan. On financing of several hundred thousand euros, a difference that looks small can have a significant impact on the repayments and on the
Why are mortgages refused in Luxembourg? The 12 mistakes to avoid
Being turned down for a mortgage can feel as though an entire project is collapsing. After months of searching, viewings and preparation, a bank’s negative answer is often hard to understand. Yet a refusal does not necessarily mean that your
How do you calculate your borrowing capacity in Luxembourg in 2026? The complete guide
Buying a property in Luxembourg always begins with one question: how much can you actually borrow? Whether you are a first-time buyer, an investor or an owner looking to acquire a new home, knowing your borrowing capacity is an essential
Can you buy a property with no deposit?
Buying a first property is a major step in life. Many borrowers wonder whether it is possible to buy with no personal deposit. Depending on your situation and the terms offered by our partner banks, certain 100% financing solutions can
New law governing mortgages
First-time buyers are still entitled to 100% While certain limits now apply to mortgages, households buying their first home — as a main residence — can still finance up to 100% of the property’s value. With the economic consequences of
Make your dream of owning a home in the Grand Duchy come true!
How about starting the year with a good resolution? How about starting the year with a good resolution? Make your dream of owning a home in the Grand Duchy come true! Plenty of schemes can help you. And so can
2025: the year property bounces back in Luxembourg?
After two difficult years, 2025 could well be the year the Luxembourg property market recovers. Between the extension of tax measures and the fall in interest rates expected thanks to the ECB, the signals in favour of renewed activity are
Falling interest rates: the ECB eases the pressure
Falling interest rates: the ECB eases the pressure — an opportunity for property in Luxembourg? After several consecutive increases, the European Central Bank (ECB) finally decided in October to cut its interest rates, a relief for borrowers and investors. With
New 2024 measures introduced by the government
A recap of the new 2024 measures introduced by the government to revive the property market To maintain some momentum in the Luxembourg property market, the government has introduced incentives that concern first-time buyers and investors alike. So whether you
The new models of property financing in Luxembourg
The Luxembourg property market is constantly evolving, and financing models are keeping pace to meet buyers’ varied needs. Among the latest innovations in financing is the emergence of novel solutions such as reverse mortgages for older people and new forms
Improving your credit score? A step towards your dreams!
Every life project — whether buying your first home, acquiring a new car or even financing your dream holiday — often begins with a need for financing. This is where your credit score comes in, playing a central part in
Fixed vs variable interest rates: understanding the differences for an informed decision
When you are looking for a mortgage or any other type of financing, one of the most important decisions to make is which type of interest rate to choose. Fixed and variable rates each have their advantages and drawbacks, and
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