ESTIMATE & PROPERTY FINANCING
Calculate your borrowing capacity
Pret Immo supports you with your mortgage project, the calculation of your borrowing capacity and the search for financing suited to your situation.
Estimated monthly repayment
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This result is indicative only and does not constitute a financing offer.
How does it work?
Understanding your estimate
A mortgage simulation gives you a first estimate of the monthly repayments for your property project.
This estimate varies according to:
This estimate varies according to:
- the term of the financing,
- the rate applied,
- the amount borrowed,
- and your personal deposit.
The choice between a fixed rate, a variable rate and a reviewable fixed rate also affects the total cost of the financing.
Your estimate
Estimate your monthly repayments
The calculation of your monthly repayments depends mainly on:
- the amount borrowed,
- the term of the financing,
- the type of rate,
- as well as the bank terms on offer.
An estimate of your borrowing capacity then allows you to refine your property project to suit your situation.
FREQUENTLY ASKED QUESTIONS
Your questions about property financing
Is a loan simulation free of charge?
Yes, carrying out a mortgage simulation is entirely free of charge.
Does the simulation constitute a loan offer?
No, the results shown are indicative only and do not constitute a financing offer.
What affects the monthly repayments?
The amount borrowed, the term of the loan, the rate applied and the personal deposit are the main factors affecting the monthly repayments.
Why go through a broker?
A broker supports you in your search for financing and helps you compare the solutions suited to your property project.
What you need to know
Why use a mortgage broker?
Depending on your situation and your property project, some banks may offer 100% financing for a first property purchase.
The additional costs should nevertheless be anticipated, depending on the type of property financed and the terms offered.
The Bellegen Akt can also reduce part of the costs of acquiring a main residence.
The additional costs should nevertheless be anticipated, depending on the type of property financed and the terms offered.
The Bellegen Akt can also reduce part of the costs of acquiring a main residence.
Let's talk about your property project
Book an appointment with a Pret Immo adviser to obtain a personalised financing assessment and move forward with confidence in your property project.