ESTIMATE & PROPERTY FINANCING

Estimate your borrowing capacity

Pret Immo supports you with your mortgage project, the calculation of your borrowing capacity and the search for financing suited to your situation.
estimez capacité d'emprunt

Your support

The stages of your estimate

Analysis of your situation

We analyse your situation in order to assess your borrowing capacity and set a realistic budget before your property search.

Estimate of your budget

Once your preliminary contract is signed, we approach our partner banks to find the right financing for your project.

Search for financing

We put the banks in competition to optimise the terms of your mortgage.

Presentation of the solutions

We guide you in choosing the most suitable solution.

Monthly repayment

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For a more detailed estimate, use our calculator or request a free personalised assessment.

Calculation & simulation

A clear estimate for your project

Calculating your borrowing capacity lets you plan your property budget and prepare your project with greater peace of mind. You can also run a mortgage simulation to obtain a first estimate of your monthly repayments.

USEFUL TO KNOW

What you need to know

100% financing

Depending on your profile and your project, some banks may offer 100% financing, particularly for a first property purchase.

Bellegen Akt

The Bellegen Akt reduces part of the costs of acquiring a main residence.

Types of rate

The choice between a fixed rate, a variable rate and a reviewable fixed rate depends mainly on your property project and your financing strategy.

Additional costs

Additional costs vary according to your situation, the type of property and the financing terms offered.

WHY PRET IMMO

Why use a mortgage broker?

Using a broker saves you time, gives you personalised support and opens access to solutions suited to your property project.

Time saved

We simplify your paperwork and bring together all your dealings with our partner banks.

Money saved

We put the banks in competition with one another to find the best financing terms.
accompagnement

Support

A single point of contact guides you through your financing assessment and the whole process.
expertise

Expertise

Our brokers know the specifics of property financing and the criteria the banks apply.

FREQUENTLY ASKED QUESTIONS

Your questions about property financing

Can a property be financed at 100%?
Yes, some banks may offer 100% financing depending on your situation and your property project.
We recommend carrying out a financing assessment before starting your property search, so that you know your budget precisely.
The choice between a fixed rate and a variable rate depends mainly on your financing strategy.
A broker supports you in the search for property financing and puts the banks in competition according to your profile.

Let's talk about your property project

Book an appointment with a Pret Immo adviser to obtain a personalised financing assessment and move forward with confidence in your property project.