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Property financing

Can a property be financed at 100%?

Depending on your situation and your property project, some banks may offer 100% financing, particularly for a first property purchase.
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100% financing

How does 100% financing work?

100% financing makes it possible, in certain cases, to finance the entire purchase price of a property with no deposit towards the property itself.
This option depends mainly on:
  • the borrower's profile,
  • job stability,
  • the level of income,
  • the property project,
  • as well as the terms applied by our partner banks.
In certain cases, the additional costs may nevertheless remain payable by the borrower, depending on the type of financing offered.
financement prêt immobilier
frais annexes

COSTS & GRANTS

Additional costs and Bellegen Akt

The additional costs of a property purchase vary according to your situation and the type of project financed.


The Bellegen Akt can reduce part of the costs of acquiring a main residence, subject to certain conditions.


A personalised assessment allows a precise analysis of the financing solutions suited to your property project.

FREQUENTLY ASKED QUESTIONS

Your questions about 100% financing

Can you really buy with no deposit?
Depending on your situation and your property project, some banks may consider 100% financing in certain specific cases.
The additional costs may remain partly payable by the borrower, depending on the terms of the financing offered.
This solution is mainly considered for a first property purchase intended as a main residence.

A broker supports you in analysing your project and finding the financing solutions suited to your situation.

SUPPORT FROM PRET IMMO

Why use a mortgage broker?

Pret Immo supports you in analysing your property project and finding the financing solutions suited to your situation.

We help you to:
  • assess your budget,
  • analyse your borrowing capacity,
  • approach our partner banks,
  • and compare the financing solutions for your profile.
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Let's talk about your property project

Book an appointment with a Pret Immo adviser to obtain a personalised financing assessment and move forward with confidence in your property project.
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