Buying a first property is a major step in life. Many borrowers wonder whether it is possible to buy with no personal deposit. Depending on your situation and the terms offered by our partner banks, certain 100% financing solutions can be considered for a first property purchase.
What is 100% financing?
100% financing makes it possible to finance the entire purchase price of the property with no deposit towards the property itself.
This solution is mainly considered:
- for a main residence,
- as part of a first property purchase,
- and according to the borrower’s profile.
Banks look in particular at:
Additional costs still need to be planned for
Even with 100% financing, certain additional costs may remain payable by the borrower, depending on the terms of the financing offered.
The Bellegen Akt can, however, reduce part of the costs of acquiring a main residence, subject to certain conditions.
A personalised assessment allows a precise evaluation of the solutions suited to your situation.
Before starting your property search, we recommend obtaining a borrowing capacity estimate in order to set a budget that fits your property project.
