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Home improvement loan

Financing your works and your energy renovation

Pret Immo supports you in financing your renovation, energy improvement or home extension works with solutions suited to your project.
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Prêt travaux

Financing works

How does a home improvement loan work?

A home improvement loan finances various types of project relating to your property:
  • renovation
  • energy improvement,
  • interior fit-out,
  • extension,
  • and construction works.
The financing can be included in an existing mortgage or form a separate application, depending on the nature of the project.
The amount granted depends mainly on:
  • the cost of the works,
  • your financial situation,
  • your borrowing capacity,
  • as well as the terms offered by our partner banks.

Types of works

Solutions tailored to your project

rénovation énergetique

Energy renovation

Works relating to insulation, heating or energy performance may qualify for specific financing solutions.
travaux d'aménagement

Fit-out works

A kitchen, bathroom, extension or interior renovation can be included in a property financing project.

Construction & extension

Some construction or extension projects require tailored financing, depending on the cost of the works and the type of property project.
investissement locatif

Buy-to-let investment

Works carried out as part of a buy-to-let investment can also be financed, under the bank terms on offer.

Grants & schemes

Klimabonus and energy renovation

Certain energy renovations may qualify for specific grants such as the Klimabonus, depending on the nature of the works carried out. These grants cover in particular:
  • insulation,
  • heating equipment,
  • energy performance improvements,
  • and certain technical renovations.
A personalised assessment allows you to evaluate the financing solutions and the schemes potentially applicable to your project.
Find out more
klimabonus

FREQUENTLY ASKED QUESTIONS

Your questions about home improvement loans

Can works be included in a mortgage?
Yes, certain works can be included in a mortgage, depending on the project and the terms offered by the banks.
Every situation is different. A personalised assessment shows whether a renegotiation is genuinely worthwhile given your current financing.
Some banks may apply early repayment charges, under the conditions set out in the loan agreement.
A broker supports you in analysing your financing and comparing the solutions offered by our partner banks.
Pourquoi faire appel à un courtier pour mon prêt travaux

SUPPORT FROM PRET IMMO

Why use a mortgage broker?

Pret Immo supports you in analysing your works project and finding the financing solutions suited to your situation.

We help you to:
  • set your budget,
  • assess your borrowing capacity,
  • approach our partner banks,
  • and compare the financing solutions for your project.

Let's talk about your property project

Book an appointment with a Pret Immo adviser to obtain a personalised financing assessment and move forward with confidence in your property project.
Book an appointment