PERSONALISED ASSESSMENT
Request your financing assessment
Receive a personalised estimate of your borrowing capacity based on your situation and your property project.
- Free assessment, at no cost to the borrower
- Personalised support
- Specialist advisers
YOUR BORROWING CAPACITY
Preparing your property project
Calculating your borrowing capacity lets you plan your property budget before you start looking for a property.
This estimate takes several factors into account:
This estimate takes several factors into account:
- your income
- your outgoings
- your personal deposit
- the type of property project
Depending on your situation, some banks may also offer 100% financing for a first property purchase.
SUPPORT FROM PRET IMMO
Why use a mortgage broker?
Using a broker gives you personalised support in analysing your property budget and finding financing.
Pret Immo supports you with:
Pret Immo supports you with:
- the assessment of your situation,
- the calculation of your borrowing capacity,
- approaching the partner banks,
- and the search for the solutions suited to your project.
FREQUENTLY ASKED QUESTIONS
Your questions about borrowing capacity
Can I get an estimate before finding a property?
Yes, we recommend assessing your borrowing capacity before starting your property search.
Is the borrowing capacity calculation free of charge?
Yes, the assessment of your situation and the analysis of your project are entirely free of charge.
Can a property be financed at 100%?
Some banks may offer 100% financing depending on your profile.
Why go through a broker?
A broker supports you in the search for property financing and the comparison of bank offers.
PROPERTY FINANCING
100% financing, additional costs and grants
In certain cases, 100% financing may be considered, particularly for some first-time buyers.
The additional costs vary according to your situation and the type of property financed.
Certain schemes such as the Bellegen Akt also reduce part of the costs of acquiring a main residence.
The additional costs vary according to your situation and the type of property financed.
Certain schemes such as the Bellegen Akt also reduce part of the costs of acquiring a main residence.
Let's talk about your property project
Book an appointment with a Pret Immo adviser to obtain a personalised financing assessment and move forward with confidence in your property project.