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Lucien Elin
Mortgage credit intermediary
CSSF Authorisation number 30/18 

4, rue Thomas Edison
L-1445 Strassen
Phone +352 / 661 444 332
Fax +352 / 46 60 41
eMail lucien.elin@schwaebisch-hall.de

Benefit from your tax rebates

If you have not yet benefited from your tax rebates for the current year, that’s not too late. You can still enjoy all your benefits until the 31st of December of each tax year. Any payment made on a deductible savings product before the 31st of December will enter into account in tax calculation for the current year.

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News

News

One in three lives living alone in Luxembourg

LUXEMBOURG - According to a study by Statec published on Wednesday, the majority of residents from Luxembourg are owners and live more in a house ... often on their own.

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Houses will be less expensive in 2013

WALLONIE - Small and medium-sized homes prices should see a reduction of 3% next year, as reported by the Belgian media.

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My bank refuses to renegotiate my real estate loan. What to do?

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12 440 households assisted to pay their rent

LUXEMBOURG - Good news for the most modest homes. A « rent subsidy » will be set up in the course of the year. More than 12 000 households might be affected.

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Real estate loan rate downward

To afford housing, banks lend at very low rates but take every possible precaution.

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Tax rate changes as of the 1st of January 2013

From the 1st of January 2013 the maximum tax rate increases from 39% to 40%. This new maximum rate will only affect very high salaries. Average salaries will also be affected. Therefore, an unmarried taxpayer with a taxable income for 2000 paid EUR 122 of tax on his wages in 2012. This same salary will be taxed at EUR 137,30 by the 1st of January 2013.

Average prices on m2 of flats have decreased on the 3rd quarter of 2012.

The Housing observatory has seen lower prices recorded by m2 of flats on the 3rd quarter of 2012.

Source: Observatoire de l'habitat

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Evolution of sales prices

Évolution des prix de vente sur le marché immobilier

Average prices per m2 of flats have increased quite sharply in the 2nd quarter of 2013: +5,48% for existing flats and +2,07% for flats under construction (off-plan) compared to the previous quarter. In this way average prices reach 4 210 €/m² for an existing flat and 5 048 €/m² for a flat under construction.

On a year-on-year basis, the increase in average prices per m2 is also sharper for existing flats (+5,84% compared to the 2nd quarter of 2012) than for flats under construction (+3,61%).

Source: Housing observatory

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