Home Ownership Saving Scheme
Benefits of a building savings account
- You acquire a right to a home savings loan at an advantageous and fixed rate.
- Your payments are placed with no risk.
- Your payments are deductible from your taxable income.
- You shall remain free on the decision of the regular payments you are making.
- You have the option to make additional payments at any time.
State guarantee for housing loans
The individual who wishes to benefit from the State guarantee must have a building savings account.
Source : www.guichet.public.lu
How to open a building savings account?
Building savings accounts are managed by home loan and savings institutions. Several home loan and savings institutions are located in Luxembourg. And if you request to open a building savings account at bank counter, this request will be forwarded to the partner home loan and savings institution of your bank. You can also open a building savings account directly from the home loan and savings institution.
Protection of your personal data
The safety of your personal data is important to us. We do not use your email address or your personal data for advertising purposes and do not share them with third parties without your written permission.
Regarding the processing of your personal data, you should read our Terms and Conditions and our Privacy Rules.
