Make your dream come true in 2024!

How about starting the year with a good resolution? Make your dream of becoming a homeowner in the Grand Duchy come true! There are a number of schemes to help you. And so can we... Judge for yourself.

The festive season is over, and so are the New Year gifts. But there's still time to stick to the good resolutions you made at the start of the new year and make your wishes come true. Like more than three quarters of Europeans who still rent their homes, you're probably dreaming of owning your own flat or house! And you're absolutely right. There's nothing more legitimate than preferring to pay off a loan in your own home rather than pay rent out of your own pocket!

If you want to build up an asset that you can pass on to your children or that you can profit from in a few years' time by selling or renting out...

Being a homeowner is also synonymous with FREEDOM, so you can decorate your home as you please, gain more independence and have your say, even if it's in a building where you sit on the co-owners' association...

So it's time to take the plunge. If you wait until all the lights are green, you run the risk of sitting on your hands for an eternity. Unfortunately, there will always be signs of anxiety, wars and crises in the news. On the other hand, the house you've spotted or the flat you've fallen in love with may well have found takers in a few weeks' time!

And the good news is that at the start of 2024, there have never been so many schemes in Luxembourg to help you realise your dreams and make it easier for you to buy your first home.

The government has put in place some very substantial support schemes, ranging from the tax credit on notary fees (the famous Bëllegen Akt), which represents a saving of €30,000 per buyer, to the loan guarantee, which can cover up to 30% of the loan taken out for the purchase or construction of the home, not forgetting the Prime d'accession à la propriété (up to €20,000) and VAT at 3% on renovation work...

And there's not enough room to go into all the bonuses and financial assistance associated with the energy transition: enough to consider buying a home that, after some work, will be energy-efficient and "eco-responsible" - and that's no mean feat when you've got electricity or heating bills to pay at the end of the month!

All that's left is to find the house or flat that's just right for the whole family. For the rest, you can count on us. We specialise in assisting prospective buyers and negotiating the most advantageous tailor-made loans on the market. Our experience and address book have already enabled hundreds of families to write a new chapter in their lives by becoming homeowners.

Contact Lux Kredit and become a homeowner in 2024: you've been warned. This will be a year to remember.

It can all happen very quickly, you know: can you imagine, this summer, organising your first barbecues on the terrace, at home, with your friends?

Comme le dit un proverbe boursier japonais, les arbres ne montent jamais jusqu’au ciel. Même chose pour les taux d’intérêt et pour les prix de vente des logements… Les banquiers d’une part, les vendeurs de l’autre vont nécessairement retrouver la raison. Voilà pourquoi un courtier expert sera le mieux placé pour vous accompagner et mener à bien les discussions…

La conjoncture est difficile, certes, mais il n’y a pas lieu de jeter l’éponge. Bien au contraire. Vous avez un projet ? Nous sommes toujours disponibles pour que notre savoir-faire et nos réseaux vous aident à acheter la maison, l’appartement ou le local professionnel dont vous rêvez.

You are looking for tailor-made advice and support from financial professionals, you want to save time... we take care of all the steps for you to carry out your project in the best market conditions. Send us your request with a few clicks and we will take care of the rest!