Lucien Elin - Mortgage credit intermediary - CSSF Authorisation number 30/18


Home Ownership Saving Scheme

Home ownership saving scheme

Benefits of a building savings account

  • You acquire a right to a home savings loan at an advantageous and fixed rate.
  • Your payments are placed with no risk.
  • Your payments are deductible from your taxable income.
  • You shall remain free on the decision of the regular payments you are making.
  • You have the option to make additional payments at any time.

State guarantee for housing loans

The individual who wishes to benefit from the State guarantee must have a building savings account.

Read more ...

How to open a building savings account?

Building savings accounts are managed by home loan and savings institutions. Several home loan and savings institutions are located in Luxembourg. And if you request to open a building savings account at bank counter, this request will be forwarded to the partner home loan and savings institution of your bank. You can also open a building savings account directly from the home loan and savings institution.

Contact request

Wishing to open a building savings account? Fill out the contact form below. We will answer your request as soon as possible.

* Champ obligatoire

Personne de contact

Regarding the handling of your private data, we invite you to read our terms and conditions and our privacy rules

Share this page with your friends



Évolution des prix de vente

Évolution des prix de vente sur le marché immobilier

"Sur un an, la hausse de prix de vente annoncés touche l'ensemble des régions d'aménagement.

Pour les maisons, la hausse est particulièrement forte dans la région Centre-Sud (+10,97%).

Pour les appartements, les augmentations les plus nettes concernent les régions Centre-Nord (+7,82%) et Est (+6,52%)."

Source: Observatoire de l'habitat

Actualités ...